Importance of Mumbai Property Card for Real Estate Buyers

Introduction

When buying property in Mumbai, it’s important to verify every detail before making a decision. One of the most essential documents for this verification is the Mumbai Property Card. This card contains important information about a property that every buyer should know. In this blog, we will explain why the property card is crucial for buyers in Mumbai and how it can make your buying process smoother and safer.

Table of Contents

• What is a Mumbai Property Card?
• Why is the Property Card Important for Buyers in Mumbai?
• How to Access Your Property Card in Mumbai?
• Required Documents Per Property Care in Mumbai
• Applying for a Property Card Online
• How to View Property Card Online in Mumbai?
• Key Details on the Property Card
• Frequently Asked Questions

What is a Mumbai Property Card?

A Mumbai Property Card is an official document that provides details about a piece of land or property. It is issued by the local authorities and records all legal information related to the property. This includes:

• The property’s ownership details
• Its legal status
• The boundaries of the property
• Any encumbrances or mortgages

Having this document gives buyers the confidence to know that the property they are interested in is legally secure and has clear ownership.

Why is the Property Card Important for Buyers in Mumbai?

• Verifying Ownership: The primary purpose of a property card is to verify the ownership of a property. It ensures that the person selling the property is the rightful owner. If the ownership is not clear, buyers could risk buying a disputed property. The property card helps avoid such issues.

• Check for Liens and Mortgages: A property card can also show whether the property has any mortgages or legal claims against it. If there is an unpaid loan or another legal issue tied to the property, the buyer will know before proceeding with the deal. This helps protect the buyer from inheriting legal problems.

• Verify Property Boundaries: The card also provides exact details about the property’s boundaries. This helps in ensuring that the property you are buying is exactly as described and there is no confusion about the land’s size or limits.

• Legal Protection: The property card is a legal document, and it acts as proof of ownership. For any future legal disputes or property transactions, the card can serve as official evidence. This gives buyers added security in their investment.

• Easy Transfer of Ownership: When buying property in Mumbai, the property card makes the process of transferring ownership easier and smoother. It ensures that all the necessary legal steps are followed, reducing delays and complications.

How to Access Your Property Card in Mumbai?

Accessing a property card in Mumbai is easy. It can be done online or offline:

• Online Access: The Maharashtra government offers an online portal where you can access the property card for Mumbai. You will need to enter the relevant details such as the survey number and village name to access the card.

• Offline Access: You can also visit the local sub-registrar office or the land revenue office in the area where the property is located. By submitting a request along with the necessary documents, you can obtain a copy of the property card.

Required Documents Per Property Care in Mumbai

When applying for a Property Card, ensure you have the following documents:

• Proof of Identity: Aadhar card, PAN card, voter ID, etc.
• Proof of Ownership: Sale deed, gift deed, or any document establishing ownership.
• Property Tax Receipts: Latest receipts to show payment of property taxes.
• Encumbrance Certificate: To confirm the property is free from legal dues.

Applying for a Property Card Online

If you need to apply for a new Property Card, follow these steps:

• Access the Application Portal: Visit the Mumbai Suburban District’s official website

• Navigate to Property Card Application: Look for the “Property Card Application” section.

• You click the login box. Navigate to the next page.

• Fill Out the Form: Complete the form with accurate details about the property and the applicant.

• Submit the Application: Submit the filled application form along with the necessary documents to the designated office.

How to View Property Card Online in Mumbai?

To view your Property Card online in Mumbai, follow these steps

• Visit the Official Portal: Navigate to the Maharashtra Bhulekh portal

• Select the District: Choose “Mumbai Suburban” from the list of districts.

• Access Property Cards: Click on the option labeled “View Property Cards” or “Malmatta Patrak.”
• Enter Property Details: Input the required information, such as the district, taluka, village, and survey number.
• View the Property Card: After entering the details, you can view and download your Property Card.

Key Details on the Property Card

Ownership Information:

• Name(s) of the current owner(s) of the property.
• History of ownership or transfers.

Property Description:

• Exact area and dimensions of the property (in square meters or square feet).
• Survey number and plot number of the property.
• Location details, including the ward or locality.

Land Use and Zoning:

• Classification of the property, such as residential, commercial, or industrial.
• Land usage as per the Development Control Regulations.

Encumbrance Information:

• Details of any encumbrances, such as mortgages, liens, or court orders.
• Mention of pending legal disputes, if any.

Property Tax Records:

• Assessment details of property taxes.
• Payment history of taxes and any outstanding dues.

Tenure of Land:

• Indicates whether the land is freehold or leasehold.
• If leasehold, it mentions the lease terms, period, and leaseholder’s rights.

Mutation Entries (Ferfar):

• Details of any changes or updates in ownership or property rights.

Government Dues or Reservations:

• Information about reservations, restrictions, or any government claims on the land.
• Any notices or requisitions issued by authorities.

Survey and Boundary Details:

• Boundaries of the property with neighboring properties.
• Survey numbers and related references for clarity.

Development Rights:

• Details about Transferable Development Rights (TDR), if applicable.
• Floor Space Index (FSI) allocation.

Conclusion

The Mumbai Property Card is a crucial document that provides important information about a property, such as ownership details, area measurements, and property tax details. Real estate buyers need to verify the authenticity of the property card before making any purchase to ensure a smooth and legal transaction. For more information, visit openplot.

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Frequently Asked Questions