Among first-time buyers in Delhi NCR, the desire is to find an affordable place to stay that is well-connected and has future prospects. Even though house prices are steadily increasing, it is hard to find any houses below 1 crore in NCR Sectors; however, there are still several areas that offer a good choice in 2026.
The following list reveals some of the NCR areas that the first-time buyers will want to purchase properties that fall under 1 crore, thus, enabling them to have a balance on affordability, location, and lifestyle without compromising on the quality.
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Sohna Road and New Gurgaon- Cheap Homes with Future Potential.
The housing in Gurgaon is traditionally and is considered to be an upscale location, though such an enclave as the Sohna Road or even New Gurgaon is challenging the tradition. These neighborhoods have been hosting more affordable apartments, below 1 crore, in recent times. The developers in the area focus on small or middle-income 2BHK homes that suit young professionals and small families.
The main strength is connectivity. The Sohna Road is well linked to the Golf Course Extension Road and the NH 48, but the New Gurgaon has the direct access to the Dwakra Expressway, or Manesar. The closeness of many schools, shopping centers, and medical centers guarantee that the areas provide all the amenities a first-time buyer may need, without having the high-end prices of central Gurgaon.
The expansion of roads and the intended metro access should add value in the long run, and these locations would become a wise decision of buyers who expect to gain profit in the future.
Sector 62 and Sector 77, Noida – Convenience and Connectivity Together.
In Noida, the sectors 62 and 77 have become the best alternatives among new homeowners who want affordable houses. The two sectors are properly planned with extensive roads, green areas, and the social infrastructure in place.
Sector 62 is an older and a developed precinct of Noida that has good connectivity with Delhi through NH-24 and Noida Electronic City metro station. It has continued to be the choice destination among working executives due to neighboring business and IT offices.
Being relatively new, Sector 77 has modern apartments, a clean environment and direct connection to Sector 50 Metro Station and metropolitan markets.
The residential rates in the two industries remain able to fit units that have prices lower than 1 crore, especially 2BHK and small 3BHK units. These areas provide a perfect compromise to first-time buyers who would like to be close to the city and at the same time spend a reasonable sum of money.
Greater Noida West (Noida Extension), Sector 1- Affordable and Family-Friendly.
Noida Extention or Greater Noida West has become one of the fast growing localities in the eyes of first time homebuyers. Sector 1 is one of its many different localities that can be singled out due to its affordability and the possibility of more improved infrastructure.
The region offers an attractive combination of ready-to-occupy and under-construction developments with several being priced quite low below 1 crore. As the area has future metro accessibility and uninterrupted road connectivity with Noida, Ghaziabad and Delhi, Sector 1 is emerging as a viable option to small families and working couples.
There is an increase in educational establishments, supermarkets and healthcare facilities, which has further increased the liveability in the locality. Moreover, the relatively low maintenance fees in comparison to other NCR areas would give a great benefit to new buyers keeping up with monthly expenses.
Dwarka Expressway (Sector 103) -The Convenience of Urban Life.
The Dwarka Expressway and especially Sector 103 have rapidly developed to become a modern day residential area with a strong infrastructure. What was previously a developing region has become a wide range of housing schemes, 2BHK and 3BHK apartments and cost less than 1 crore.
The most notable lure is connectivity. Sector 103 is linked directly to Dwarka Expressway, which makes its property owners afford to travel at a fast pace to IGI Airport, Delhi, and at the heart of Gurgaon. Another advantage is that the area is undergoing continuous infrastructural developments including the metro expansion, road expansion amongst others, which makes traveling in the area even more convenient.
To the first-time home buyers, Sector 103 is a compromise of both affordability and long-term prospects, expansive homes, well-designed structures, and access to the business centres of both Delhi and Gurgaon.
Budget-Friendly and Stabilized Growth Ghaziabad.
In case one wants to find a first house that would not exceed their budget, Ghaziabad is still an option in the NCR. Raj Nagar Extension, Indirapuram and Vaishali are some of the localities which have a number of housing projects whose prices are lower than 1 crore and many of them are already ready to be possessed.
The city is well connected through the extensive highways and metro networks to the city of Delhi and Noida and social infrastructure of the city including schools, hospitals, and commercial centres has significantly enhanced over the last few years. The standard of living and convenience is also similar to other localities in the NCR despite relatively low property prices.
To the families that would like to establish themselves in a modernized but costs-effective inner city, Ghaziabad still offers one of the most promising points of entry to the world of homeownership.
The Sense of These Sectors in the First-Time Buyers.
- Good Connectivity: This is because the city has good accessibility to main roads, highways and metro lines, making it easy to get to work.
- Constant Growth: These areas are developing new commercial areas, schools and hospitals making it more self-sufficient.
- Projects under RERA: Most of the new projects in these areas are registered under the RERA, which guarantees them more transparency and legal protection.
- Government Aid: The Pradhan Mantri Awas Yojana (PMAY) provides interest-rate subsidies and tax concessions to the buyers who are eligible and this reduces the total ownership cost.
- Future Appreciation: Due to the projects in the region like Jewar Airport, Dwarka Expressway and Delhi-Meerut Expressway improving the regional network, property prices in these areas will incrementally rise.
Tips for First‑Time Buyers in the Delhi NCR Sectors
In case you are planning to buy your first home in 2026, the following points will have to be considered before closing a deal:
- Prefer properties that are certified by RERA, to ensure that things are legal and delays related to the project are avoided.
- Review the history of developers on previous project deliveries and customer response.
- Personally pay an early visit to the neighbourhood, access roads, and facilities.
- Compare ready-to-occupy and under-construction; ready homes are assured but under-construction homes can have a better price.
Conclusion:
Buying a home under ₹1 crore in NCR in 2026 is still possible, but it requires thoughtful planning and location awareness. Areas like Sohna Road, New Gurgaon, Noida Sectors 62 and 77, Greater Noida West (Sector 1), Sector 103 Dwarka Expressway, and Ghaziabad bring together the right mix of price, location, and potential.
For first-time buyers, these sectors offer a practical path to owning a home: one that’s affordable today and promising for tomorrow.